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Legal Terms of Use

Revised on 02 | 12 | 2024

Legal Statement

These terms (the "Terms") govern your use of all US WorldActive InternetBrokers websites and mobile content operated by WorldActive InternetBrokers ("WAIB") or its subsidiaries (each Subsidiary and WAIB individually referred to as a "WAIB Company" and collectively referred to as the “WAIB Companies”) and social media sites (defined later in these Terms) (individually the “Website” and collectively the “Websites”).

By accessing and using the Sites, you accept and agree to be bound by (i) the Terms and (ii) all terms, conditions, legal notices and disclaimers contained in the footers, content, other pages of the Sites and to these and comply with them behind any link, button or icon on the Sites (the “Additional Terms”).

The Terms and Additional Terms also apply if you use a downloadable application or other technology to access features, content and/or information made available or provided on the Sites.

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1 GENERAL

In the event of any conflict between the Terms and the Additional Terms, the Additional Terms will govern.

All products and services of the WAIB Companies that are described, made available or provided on the Websites may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the applicable agreements governing their use in force at the time of the provision of the product or service, in addition to the Terms and Additional Terms. In the event that the Terms or Additional Terms are inconsistent with the terms of any agreement that you or your organization may have with an WAIB Company, the terms of that agreement will govern.

The information, material and content provided in the pages of the Websites, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and the WAIB Companies and their officers, directors, employees and agents ("WAIB") have no obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice.

Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly, and your continued access or use of the Websites will mean that you agree to any changes.

Any submission by you of an application, instruction or other request is subject to acceptance by WAIB and can be declined by WAIB.

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These pointers, GSMD = Global Stock Market Dividend and MVI = Market Value Index, are linked to the international investment market, like all our products that we offer on our WorldActive InternetBrokers platform.

As soon as these pointers have reached the value of 21.5%, the customer has lost his product. It doesn't matter which product it is. Of course, we also have the option to stop the hands "at cost" to prevent the loss of your product.

They have the option to remove/stop their indexes for a certain fee. Our indices are adapted to the international investment market because they harmonize with each other even in an aggressive market. Our recommendation is: If you notice that your indices are falling (arrow is ror and points down) don't hesitate and buy yourself free from the indices.

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While your product is linked to the international investment market, this does not mean that only those indices listed in your product will result in your loss. Every product of our company is registered with more than 49 companies from the day it is set up so that it can also achieve the desired advertising revenue.

In order to generate this income, which is listed in your product, many test runs were carried out with our products so that manual help is excluded because everything runs fully automatically.

So automatic income is generated without complications. However, this also means that if your product has reached the 21.5% limit or lower of one of the Index, you can still lose it even if there is no indicator listed in your product. Your product contains 2-3 or 4 indicators so that you have a small overview of how the investment market is currently looking.

For security reasons, we are not allowed to list all the indicators in your product, otherwise you would very easily and quickly lose track. However, rest assured that we have more than 49 specialists and technicians in our company dedicated solely to our automated systems and alerting us 24/7 when accounts are heading towards the 21.5%.

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MSCI Developed Markets Indexes are built using MSCI’s Global Investable Market Index (GIMI) methodology, which is designed to take into account variations reflecting conditions across regions, market cap segments, sectors and styles. The indexes are available in various size – large, mid, small, and micro caps or a combination of these. Our style indexes are designed to represent the performance of securities exhibiting the value/growth characteristics. Sectors indexes comprise global, regional and country sector, industry group and industry indexes using the Global Industry Classification Standard (GICS®). All indexes are available in Price, Net and Total return variants. This type of your index gets a new dimension in addition to your portfolio or whatever product you have bought.

Our new MSCI Developed Markets Indexes has come to support our earnings. To guarantee you the income in your product. This index runs in the background of your portfolio as security for your earnings, which you get every Tuesday and Thursday until your portfolio expires.

If this value falls below 21.5%, you may have lost your product because all our products is connected to the international investment market.

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   5 COUNTLESS CONNECTIONS WITH ONE PRODUCT

All our products are connected to the international investment market. This is what makes our products so unique

and that's why there is nobody who is responsible for your product but you yourself. 

People very easily and quickly forget that they are unaware of the loss of their investment and blame the manager. That's wrong. Because once you have decided on a product, you have made the decision all by yourself and are also responsible for what you do with your money.

Why do we connect your product to countless investment companies? 

So that we generate as much revenue as possible and you also receive a satisfied payout as soon as your product has expired. As long as it is not affected by the indexes to which your product/portfolio is affiliated.

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2 GSMD and MVI Pointer

3 STIP Straits Times Index-Pointer

4 MSCI Developed Markets Indexes

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6 LOCAL LAW- EXPORT CONTROL

It is important to note that not all products, services and information provided or provided on the websites are available in all countries outside the United States. In addition, the information does not constitute an offer or a solicitation to buy or sell any currency, mutual funds or other products, services or information to persons in countries in which an offer or solicitation is not authorized or legally cannot be made, or to any person who is not allowed to make an offer or a solicitation. For specific information on jurisdictions outside of the US, please contact your support team at "contact us"

Please observe the laws of your country or those otherwise applicable to you with regard to the matters described on the pages of the websites. If you choose to access the websites, you do so on your own initiative and you are responsible for compliance with any applicable local, national or international law.

You may not use, export or re-export the information or copies or adaptations thereof if doing so violates any applicable law or regulation, including the United States' export laws and regulations from time to time

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7 NOT OFFERING ANY ADVICE

The information is provided for informational purposes only. You should not decide for yourself in this regard without seeking the advice of your portfolio manager. Your manager can help you ensure that your own circumstances have been adequately taken into account and that all action is taken based on the most recent information available.

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8 NO WARRANTIES

The WAIB Entities provide the Sites and the Information and makes no warranties, representations or endorsements, express or implied, with respect to the Sites or the Information, including, but not limited to, warranties of merchantability, operation, non-infringement, usefulness, completeness, accuracy, timeliness, reliability and fitness for a particular purpose. In addition, WAIB companies do not represent or guarantee that the websites will be available and will meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmission of information, that no viruses or other contaminating or destructive properties are transmitted or that no damage occurs to your computer system. You are solely responsible for protecting and securing data and/or equipment and taking reasonable and reasonable precautions to check for computer viruses or other destructive properties.

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9 TRADEMARKS & COPYRIGHTS

Nothing on these Websites shall be construed as conferring any licence of any intellectual property rights, whether by estoppel, implication or otherwise. The Information is for your personal use, provided such use includes a reference to the respective copyright and/or trademark notice or attribution as denoted on the pages copied. Except when otherwise stipulated, the Information may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of WAIB. The Information is protected under the copyright laws of USA and other countries. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the Websites may be a violation of federal or other law that may apply to trademarks and/or copyrights, and such actions could subject the copier to legal action.

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10 INFOMRATION PROVIDED BY YOU

You agree that any information or materials that you provide to any of the WAIB Companies through any of its Websites shall become the sole property of WorldActive InternetBrokers, and may be used freely by any WAIB Company. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties.

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11 NO LIABILITY

Neither company, WorldActive InternetBrokers nor National Stock Exchange of Australia nor National Stock Exchange of Japan shall be responsible and shall not be liable to you or any other party for damages of any kind and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Sites or the Information, or your ability or inability to access or use the Sites or the Information, or any action or decision taken by you in reliance on the Sites or the Information, or any errors or omissions in the Sites or the Information, or any unauthorized use or copying of the Sites or the Information, even if a company has been advised of the possibility of such damages. 

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   12 PAYMENT POLICY

Payments made to our company at WorldActive InternetBrokers known as WAIB and National Stock Exchange of Australia known as NSX are non-refundable. The reason for this is simply that you are very well informed about us and our website before you deposit for any product and you know that you can lose an INVESTMENT. In addition, our systems are fully automated and therefore we do not have manual authority to manually control our systems. In individual cases, we are entitled to give our customers notifications of any kind. This does not require any separate justification on our part. Because there are enough reasons to cancel a contract, a portfolio, a product from our company, as long as we have proof that it is enough for a cancellation. And if we cancel our customers, this will also be sanctioned. This penalty will be treated as a violation of our policies. Deposits are always made through one of our representatives and never directly to the company. Payments to our customers are always made through our partners with whom the product was linked.

Use our complaint information on our page if you have are any discrepancies!

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   13 WITHDRAWAL CONDITIONS

Here in Australia, special rights apply to our payouts and even our compatriots who have received their payouts here have to personally sign a payout agreement. Not by email or otherwise.

Therefore, each person needs the following formalities to receive their payout from their product as we WILL NOT MAKE A PAYOUT without them. (Otherwise we will be liable to prosecution.)

5 of these documents are required:

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A] Declaration of conformity from your tax authority (current)

B] Your last bank reference at least 3 years ago (detailed)

C] A deposit of at least 12% of the amount you have earned from your product (requirement)

D] If the partner is involved in the product, the same documents of the partner

E] A police clearance certificate (current) (that there are no criminal offenses against you)

F] A registration address where you actually reside and live

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Once we have completed these formalities, you will receive your payment retrospectively within the period your portfolio was valid. If your portfolio has earned income for 2 years, you will receive your payout within 2 years from the DATE of your portfolio's EXPIRATION DATE and not earlier. We say: NOT EARLIER AND WE MEAN IT. Since it is a payment date in percentage (1-100%) and it is a large amount, we need our "Payout Time" to declare this amount in our country and after you of course our "Payout Convention" signed. Request your payout convention a month before the payout and also pay the cost a month in advance. All documentation must be carefully checked before we send you any withdrawal. The payouts are at our discretion and ONLY WE, the National STOCK EXCHANGE of AUSTRALIA and TOKYO CAPITAL MANAGEMENT regulate all payouts. No other institute.

It is an internal process that we regulate and always prepare for our adjustments to the payment. If you have a problem with that, feel free to set up your complaint but don't forget that it delays your payout all the time.

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   14 CHANGES

 

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   15 WITHDRAWAL METHOD

We pay out on:

PAYPAL, BITCOIN, BANK ACCOUNT, WESTERN UNION, SKRILL, WISE, VENMO, ZELLE

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   16 WITHDRAWAL BASIC REQUIREMENT OF YOUR FIRST PAYOUT

To prevent cheating, spam & scam or any other bad method what ever you think it, you must meet the

following requirements for your 1st cash out:

1] You have to sign OUR "Payout Convention" before you get your 1st Cash out (Must\Condition)

2] You have to pay 12% handling fee of your income from your portfolio is payable in advance after your portfolio has expired and is ready for payment to you before we pay you. You have an obligation to us to pay this processing fee to the investment company WorldActive InternetBrokers & National Stock Exchange of Australia, THEN YOU WILL RECEIVE your final sum within 8-12 months later to the account of your choice without any further costs.

In most cases, the payout can sometimes take less than 8 months what has to do with the circumstances of the commissioned company that arranges the payment.

We will tell you the 12% of the processing fee that we charge. Your 12% payment is made up of your grand total

and the indexes you own in your portfolio. You don't need to write an invoice here. That is our task. 

 

These 2 conditions must be irrevocably followed when you want your withdrawal.

And it's not about what we want from you, it's about what you want from us. These are our guidelines and you must abide by them. Whether you want to or not.

Payouts of whatever amount always have to do with these 2 requirements that you have to comply with.
Because every investment firm has its own laws. No ifs and buts.

You must do these 2 things before you can withdraw. WE WILL NOT PAY YOU IF YOU MEET NONE OF THE 2 CONDITIONS! We have laws here in Australia and Japan and we have first of all to obey them. We will no longer tolerate anyone trying to scam, cheat, or fraud us. These 2 conditions are a MUST/CONDITION.​Nothing helps, even if you file a criminal complaint against us for fraud or whatever you invent, then you are completely wrong and your payout will only be extended or we can cancel your payout because of that as well.
WHY: BECAUSE WE WANT TO HELP YOU AND YOU REPORT US WHERE THERE'S NO REASON THAT'S GOING TOO FAR!

Any subsequent payment of the submission of the documents will no longer be effective from the 2nd payment and

your earnings will be paid to you immediately after your product/portfolio expires.

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If changes take place in our General Terms and Conditions and/or in our other segments such as F.A.Q's etc. we will inform our customers that these changes will take effect either immediately or from a specified date. Any changes are effective immediately from the date they are changed, deleted or rewritten. No customer is excluded here because all people are equal and have to adapt to our general terms and conditions.

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  17 LINKS/SOFTWARE

The Websites include links between the Websites. The Websites are operated by different WAIB Supporters, as specifically disclosed in the footers of the Websites. The Websites also include links to and from websites operated outside of Canada by WAIB Supporters, as specifically disclosed on those sites.

Links from or to websites, including links to the Websites, are for convenience only. The WAIB Companies do not review or control, and are not responsible for, any websites linked from or to the Websites, the content of those websites, the privacy practices of those websites, the third parties named therein, or their products or services. Linking to any other website is at your sole risk and the WAIB Companies will not be responsible or liable for any damages in connection with such linking. In addition, the WAIB Companies do not endorse or approve of any websites linked from or to the Websites, except for Websites of WAIB Companies.

You may not gather, extract, reproduce and/or display on any other non-WAIB website or other online service, any material on or from the Websites, whether or not by the use of spiders or other 'screen scraping' software or system used to extract data without the express consent of WorldActive InternetBrokers.

If you download any software, we are not responsible or liable for any difficulties or consequences associated with downloading such software. The use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies such software or is provided with such software or herein.

The following terms apply if you download a software application that an WAIB Company offers to access any services, features, functionality, content and/or information made available by an WAIB Company using certain mobile devices (the "Software"):

  • WorldActive InternetBrokers grants to you a non-exclusive and non-transferable license for the Software. The license authorizes you to use the Software in object code format for the purpose of using the online services of the WAIB Companies ("Online Services") and/or accessing any services, features, functionality, content and/or information made available by any WAIB Company using certain mobile devices.

  • WorldActive InternetBrokers retains at all times all ownership rights, including without limitation, copyright, in the Software. You agree not to copy the Software and not to disclose or distribute the Software to third parties. WorldActive InternetBrokers has no obligation to provide any training, maintenance, or other assistance for the Software.

  • YOU ACCEPT THE SOFTWARE "AS IS" AND ASSUME THE ENTIRE RISK FOR THE PERFORMANCE OF THE SOFTWARE. WORLDACTIVE INTERNETBROKERS AND ANY OTHER WAIB COMPANY WILL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM YOUR USE OF THE SOFTWARE, UNDER THESE TERMS OR OTHERWISE.

  • WorldActive InternetBrokers may end these software terms at any time on notice to you. On the ending of these terms, you will destroy or return all copies of the Software or of any documentation for it then in your possession. The grant of the license may not be assigned by you unless agreed upon in writing by WorldActive InternetBrokers.

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  18 JURISDICTION

Each of the websites is managed by its respective WAIB entity from their San Francisco offices, as expressly stated in the website footers. The Sites, the Information, the Terms and the Additional Terms shall be governed by and construed in accordance with the laws of San Francisco and the laws of the United States of America applicable there, without conflict of law principles, and regardless of your residency.

Residence or physical location. Any dispute, controversy, or claim arising out of or relating to the Sites, the Information, the Additional Terms, or the Terms shall be subject to the exclusive jurisdiction of the courts of San Francisco.

You submit and consent to the exclusive jurisdiction of the courts to finally resolve any cause of action, suit, or proceeding arising out of or relating to the Sites, the Information, the Additional Terms, or the Terms. If you feel cheated or believe you are right and/or wish to sue WorldActive InternetBrokers and the National Stock Exchange of Australia, your complaint must be made in writing to our offices and sent by post. Our address can be found under "Home" or email our support team who will be happy to provide you with our address. If you think someone is trying to scam you and you feel like you're being ripped off, write to our support. And for anything else, criminal charges, complaints that you feel misled, complaints of fraud, complaints about hoaxes and/or complaints because you think we only want your money, please write to our support team who will be happy to help you. 

But keep in mind that we, WorldActive InternetBrokers and National Stock Exchange of Australia ALSO have YOUR EMAILS, address, photocopy of ID and all documents with you and we can prove that we no one forced anyone to buy a portfolio. Written evidence counts, not what you have been told or promised.

Written evidence has hand and foot in the process, nothing else!

  19 YOUR RIGHTS AGAINST THE COMPANY

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1] You have the right, to "say and show" anything you want as long as you can prove it if you think you are right

2] You have the right, not to lie, cheat, scam who verified your deposit. The deposit confirmation plays a big part in

who confirmed it and not where you deposited as all managers are required to forward the deposits so that you receive a deposit confirmation.

3] You have the right, to lodge a complaint with the company at any time, which will also be taken seriously and dealt with immediately. The processing time for this usually takes no more than 2-4 months.

   20 YOUR NOT-RIGHTS AGAINST THE COMPANY

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1] You have no right to report our founders, ceo, managers or support simply because you are looking for a dispute, otherwise it can happen very quickly that you are reported by our company.

2] Unless you have written proof WITH OUR SIGNATURE, the signature of the founder, CEO, manager or supporter in business dealings, you have no right to take any action that has no reason! Conversely, we also have the right to file criminal charges against you.

3] You have no right to simply informally attack or report our company WorldActive InternetBrokers or the National Stock Exchange of Australia or the National Stock Exchange of Japan in any way whatsever without any reason.

Failure to do so can result in criminal charges being imposed on you.

   21 THREATS

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We will not allow "anyone" to threaten us in "any way".

We mean that seriously and we will follow every threat seriously and defend ourselves against it. Since in the past there have often been threats against the company that people have not paid their processing fee and or have gone to the police to file a criminal complaint because they not believed that we kept asking for money and they didn't get their payment, which is nonsense, that people think that we don't pay out, that people think only because their payment takes a long time, that's why we cheat them or scam them and threaten to report us, that people think, just because they always pay and don't see any money, that's why they think they'll go to the police and report us and believe that's the only way they get their money, which is wrong, people believe that we only want their money and they STILL don't see any payment, people see that we are extending their payment, etc. etc.
So there are tens of thousands of threats against our company and if we realize that we are being threatened, we will take this threat seriously and block your accounts as well as block your previous payment with immediate effect until this/your type of threat is resolved or the problem is resolved.

We dissociate ourselves from such people who are unable to await payment as we announce in our terms and conditions. If we find that any person or member of any kind whose portfolio has expired and are in the payout queue and are not waiting for to receive their money and are constantly threatening us, we have the immediate right to terminate our business relationship at this point with our member and cancel the payment immediately,

and we transfer their earnings to our funds.

We will also be hiring a threat remediation group within our company to specifically target those individuals who are out to threaten us. This group consists of experienced specialists from our local area consisting of police officers, lawyers, accountants, prosecutors and everything else we need to minimize the damage caused by the threats.

As long as the law allows us, we will charge you for the costs of the threats you make against us, which you have to 

bear. And if you don't pay those costs either, we'll refer your concern to our law enforcement agency, who will deal with it. Quick and simple. 

   22 GENERAL CLAUSE

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At this point we want to inform you that it is of no use to us if you argue and/or if you think that you do not want to pay our fees. Thinking this of your ulterior motive is wrong and can cost your generated portfolio. Try to take it easy and be kind. Payments over $AUD 10,000.00 Australian Dollars are not easy to handle. We are an investment company and not the company to making your payout. We only manage your payout, from company to company, nothing else.

There's a world of difference between managing a payout and being responsible for a payout.

It is firmly anchored in your portfolio who is responsible for your payment. So stick to these guidelines what is in your portfolio. Our recommendation is that you should keep the ball flat. Don't cause trouble with the company or start a dispute, that's not good and will only get you blacklisted from all investment companies. We know from experience that it's not easy to just follow things you don't know. But believe us, we know how to deal with every customer and we also take into account all probabilities but sometimes we need to tighten our ropes a little bit in order to stick to our terms and conditions. We can't just do what we enjoy or just write to our customers because we need money. No! Such attitudes from us are not tolerated and are handled in our companies. There is always a reason why we write to a customer and what needs to be considered or paid for. So don't make a big deal out of it if the company writes to you and just follow what the company says. 

From the moment the company writes to you and you do not do what is asked of you, you are on the losing side and your dream of getting big money or getting the amount you have earned is more or less the focus of WHETHER YOU PAY DESERVE. Therefore, we still recommend that you just silently wait until your moment of payout arrives and then say whatever you want. And it is also not easy to control people's funds in times of the crisis that is currently prevailing.

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Our final recommendation to you and the trust you have placed in us is:

As long as you bid your time, just do nothing because everything is not easy to trade in our companies, sooner or later you will get your money. You haven't lost it and it's yours until we pay you off. So make no mistake with the company and just wait your time to pay. You are not the only one who gets money from our partner companies.

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Cookies Affect | Privacy policy

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Cookies have attracted a lot of attention and concern lately–particularly in the wake of the EU’s General Data Protection Regulation (GDPR). External Link. Opens in new window. legislation going into effect–so we decided to re-examine the origin and nature of website cookies to remind users what cookies are, why they matter, and how they affect your data privacy.

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What is a “cookie”?

A cookie is a small bit of textual information that is stored on a device’s hard-drive by a web server, which is sent again with each future request to that website.

In addition to storing data, the cookie is attached to a specific domain, (e.g. www.dbswebsite.com or amazon.com), and usually has an expiration date. A cookie set by one domain cannot be transmitted, used, or accessed directly by any other domain.

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Why are cookies a thing?

Cookies were first used by the Netscape browser in 1994, during the same timeframe that the creative folks at Netscape Communications. External Link. Opens in new window. were also inventing JavaScript and SSL.  Technically, cookies are part of the HTTP protocol. External Link. Opens in new window..

Why were cookies used, and why do we need them? There was a need to “preserve state” across page loads and browser sessions. The web is a “stateless medium. External Link. Opens in new window.” at its core, meaning each page load is 100% self-contained information. Once sent from a web server, the web server forgets all about what it sent and to whom. On the next page load, we start all over. This becomes inefficient when browsing websites at scale, so cookies are used to improve that inefficiency, and provide more continuity.

For instance, the most common usage of cookies is to preserve the state of a login. Once you login to a website, cookies allow you to move from page-to-page without having to re-login on each page load. They are preserving your authentication state, sometimes known as a “login or authentication session.” So here, cookies are “good” because they provide a direct and useful benefit to the end user.

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What kinds of cookies are there?

To understand cookies further, let’s examine four types of cookies: session, personalization, tracking, and third-party.

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Session Cookies

“Session cookies” have no expiration date. Instead, they last only for the length of a browser “session” and are automatically deleted when the browser is closed. These are short-term cookies that have no real privacy concerns, and are not useful for tracking purposes. They typically contain transitory or incidental information.

The Verdict: Good Cookie

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Personalization Cookies

Other helpful uses of cookies are for remembering and personalizing information. For instance, on an e-commerce site, the number of items in your cart typically appears at the top of the screen; as you move around the site, that information goes with you. Cookies are responsible for that. If you leave an e-commerce site and come back days later, the items you had in your cart will likely still be there. Again, this could not work without cookies (at least, not as the internet is designed and used today).

The Verdict: Good Cookie

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Anonymous Tracking Cookies

Not all cookies have visible benefits to the end user. Some are used for tracking purposes, and their use is not immediately clear. The cookie data is often distributed and shared across multiple websites for the purpose of gathering information, and/or possibly to present customized content to you, such as advertisements. These cookies are not activated through any direct action by the user, but rather happen whenever the user visits a website. The data in these cookies could be anonymous, or not.

Anonymous tracking can have many useful benefits that happen out of sight. For example, it can allow website owners to monitor how their sites are being used, which helps them adjust and make improvements to website content and performance. Google Analytics. External Link. Opens in new window. is a prime example of anonymous tracking that is beneficial to website owners, and indirectly beneficial to their users, because the anonymized data gathered by Google Analytics via anonymous tracking cookies gives website owners more insights into user behavior and page flows so they can improve site content and site speed.

The Verdict: Good Cookie

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Third-Party Cookies

Even though cookies can only be set by, and seen by, the domain from which they originated, third-party cookies often work around this restriction. How?

One way is iframes, which are sometimes used to present website elements by essentially pulling information from a separate website onto the website you’re viewing. Cookies from third-parties can be included in these iframes.

The majority of third-party cookies are delivered through advertisements. The service providing banner ads includes a cookie along with the advertisement. As this ad reappears across multiple sites, the provider collects more and more information from you.

These third-party cookies are the most likely to not be anonymous.

This is a very common scenario for anyone doing marketing, especially ad-related content. Their idea is “the more we know about you, the better we can target you with content you will be more likely to interact with, which hopefully will persuade you to buy something we are selling.”  They are collecting your data, so they can serve you more relevant ads (that also end up being more profitable to the company).

The Verdict: It Depends

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How many cookies does the average website have?

The number of cookies you find on different websites can vary widely. To illustrate, we’ll compare two websites.

First, our own website, www.dbswebsite.com: There are five cookies, all from our domain. Three of those are from Google Tag Manager and Google Analytics. These are anonymous, perfectly safe, and informative cookies that help us keep our website relevant and useful to you:

We also use two cookies: “contrast-selector” and “font-size” to maintain accessibility preferences (located in the Accessibility Panel) during your entire website session. This helps us serve website visitors with possible impairments, who may need to render our site differently so they can view and consume our content.

A second website, on the other extreme end of the cookie spectrum, is a popular political news site, crooksandliars.com. External Link. Opens in new window..  A first-time visitor would have an astounding 769 cookies from a boatload of different domains, mostly third-party cookies, many of which are presumably tracking cookies:

There’s no “right number of cookies,” but you can expect that websites like this with extremely large numbers of cookies are less likely to proactively protect data linked to their site visitors. Put simply: You’re much more likely to be subjected to invasive cookies on sites like this.

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How can you protect data privacy on websites with cookies?

Third-party tracking cookies are the only type of cookie that should potentially concern website visitors who want to protect their privacy. Most cookies on popular websites are safe, though many are used to serve you relevant advertisements. If you want to block cookies and protect your privacy, consider the following options:

  • Modern browsers have settings to block cookies. You can block all cookies, but understand this will break features and functions of many websites.

  • A better approach is to block only third-party cookies. Note that not all third party cookies fall in the “bad cookie” group. This setting will likely break some sites that are using third-party cookies, even if they are not tracking cookies. As a result, some of these sites might not work correctly, or at all.

  • You can also manually block and allow cookies on site-by-site basis. This will take more work and monitoring, of course, but doing so provides more flexibility and control of your privacy and user experience on different websites you use.

  • Modern web browsers also offer an “incognito” mode.  An incognito browser session begins as a clean slate. There is no browsing history, and no cookies. Cookies are still accepted by the browser in incognito mode, so all sites will work normally. But those cookies are not stored permanently, essentially becoming session cookies. One downside is that without these cookies, you will not have any saved logins. Still, this option will defeat tracking attempts via third-party cookies.

  • There are third-party extensions for Chrome browsers that provide various cookie-related functionalities, such as deleting cookies after leaving a site.

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What’s the final verdict on cookies?

As with most technologies, cookies are not inherently good or evil–their ethical nature ultimately depends on how each website deploys, tracks, and uses them. With this in mind, website users who are concerned that cookies pose a potential threat to their data privacy must decide whether to allow them on a case-by-case, site-by-site basis.

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